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Chandio Kiryana and Dairy milk store
Name: Ghullam Sakina
Qualification: Primary Education
Age: 32 Years
Gender: Female
Skills: Creative, entrepreneur and motivated
Idea:
Her main focus is to improve her business profitability, by availing loan from Khushhali Bank and expand her business of Karyana store.
Since 2001
4. The results so far (Sales/Turnover)
She had small kiryana shop when she applied for loan (PKR 10,000) from the Khushhali Bank Nawab shah branch. She invested the amount into her business and her sale increased from PKR: 300/ to PKR: 900/= per day. In 2nd loan cycle, she started another shop like General Store with PKR: 12,000/= where she started selling bangles, cosmetics and imitation jewelry etc. Her total sale from both shop rose to PKR 2500/day. Her business has been growing steadily and gradually with the passage of time and her income is increasing as well. She also engaged her husband in kiryana shop. Both of them have been working sincerely and honestly.
In the 3rd loan cycle she purchased raw material for making Ralis and embroidery work with PKR 14,400/= and also invested some money in the kiryana shop. From her income she purchased a small plot on installments at the rate as PKR 30/ sq.ft. After some time she was offered PKR 90/= per sq.ft for the same plot. She sold that plot and purchased one buffalo and two goats.
5. Future prospectus
She is willing to participate and work for welfare of her village to solve the basic problems.
6. Current status
In 4th cycle she took loan PKR: 16,000/= again for working capital and invested in kiryana shop and general store. Now she has three means of income because she has also started to sell milk. She daily sells 3 liters of buffalo milk at PKR 90 /= and earns PKR: 2700/= per month from it. Her total earning is about PKR 30,000/= per month.
7. Location/Area & Contacts
Village: Faqir Ji Khohi, Qazi Ahmed Road. Nawabshah
UC: 1 Nawabshah
Taluka: Nawabshah
District: Nawabshah
8. Expansion plans
She wants to extend her business and hire an employee for her livestock business, to look after her buffaloes and goats. Beside this she has also planned to construct and establish a small tea stall to cover local area.
9. Employment size
She has 2 people are employed at home and 3 other group members also expanded their business.
10. Any other uniqueness etc.
She is dedicated hard worker and is passionate to bring change for her family. She is committed to take the maximum loan to invest for maximum profitability. She also wants to work for the betterment of people living in her village. |
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